With the holiday season fast approaching, New Zealanders are gearing up for outdoor adventures, family gatherings, and longer days of fun in the sun. However, the increased activity and extended daylight hours also bring a spike in accidents, from sports injuries to road mishaps. Now is the perfect time to remind ourselves to stay vigilant and ensure we’re well protected.
The Stats Speak for Themselves
In New Zealand, summer is one of the busiest times for accident-related claims. According to ACC (Accident Compensation Corporation):
In December 2022 alone, over 220,000 injury claims were lodged, totalling nearly $180 million in costs.
Outdoor sports and recreational activities, including cycling, tramping, and water sports, account for a significant portion of these injuries.
Road accidents also see a sharp increase, with approximately 20% more crashes occurring during the holiday season compared to other times of the year.
While New Zealanders love their summer activities, these numbers highlight the need to stay cautious and well prepared.
The Role of Insurance
Accidents can lead to unexpected medical costs, lost income, and additional stress during what should be a joyful season. This is where comprehensive insurance can make all the difference.
Private Medical Cover can help you access quick treatment without waiting for public healthcare.
Income Protection ensures you’re financially secure if an injury affects your ability to work.
Life Cover offers peace of mind for your loved ones, providing financial security in case of an unforeseen tragedy.
Top Tips to Stay Safe This Holiday Season
Stay Visible: Longer daylight hours don’t mean unlimited visibility. Use reflective gear when cycling or jogging at dawn or dusk.
Plan Ahead: Whether you’re heading to the beach or on a road trip, ensure your vehicle and gear are in good condition.
Know Your Limits: Pace yourself with physical activities, and don’t overexert in the summer heat.
Stay Hydrated and Protected: Sunburns and dehydration are common during summer, so pack plenty of water and sunscreen.
Review Your Insurance Before Year End
As the year winds down, we encourage you to book in for an insurance review. This ensures your cover aligns with your needs and goals, giving you peace of mind as you step into the new year.
Spaces are filling up fast, so don’t miss out! Get in touch with us today to secure your spot. Whether it’s reviewing your existing policy, exploring new options, or simply seeking expert advice, we’re here to help you stay protected during the holiday season and beyond.
Stay safe, enjoy the holidays, and let’s make this summer one to remember for all the right reasons!