As we eagerly welcome the New Zealand summer, filled with sunshine and exciting activities, it's a good time to reflect on the unexpected events life can throw our way. A broken bone in a cast can result in a $15,000 cash payout. It may not stop the pain of the injury, but it will certainly help.

Accidental Broken Bone Coverage: Peace of Mind for Your Summer

Imagine you're out cycling, working on a DIY project, or enjoying a friendly game of backyard cricket. While we all hope for safety, accidents can occur. Accidental broken bone coverage offers financial support if you find yourself in a cast or immobilizer due to an accident. Here's what you need to know:

1. Tax-Free Support: In the event of a claim (usually $10,000 to $15,000) the pay out from accidental broken bone coverage is tax-free. You receive the full benefit amount without deductions.

2. Supplementary to ACC: This coverage complements ACC payments, providing additional financial support and creating a robust safety net.

3. Affordable Peace of Mind: Typically, it costs around an extra $10 a month, offering great value for the security it provides.

Accidents Happen: Specific Injury Cover Provides Support

1. Lump Sum Pay-out: You'll receive a lump sum amount, and it's entirely your choice how to use the money. It can cover everyday expenses like bills and transportation or support your recovery with equipment or specialist treatment.

2. Gap Filling: Specific Injury Cover can help fill in gaps that other insurance doesn't cover, or where ACC might not pay out. It provides extra certainty during claim time.

3. No Offsets: Unlike some other insurance benefits, offsets do not apply to any payments under Specific Injury Cover.

This summer, as you embark on outdoor adventures and activities, consider the value of Accidental Broken Bone and Specific Injury Cover. They provide financial protection and peace of mind in the face of unexpected accidents. Whether you're cycling, DIY-in, or enjoying recreational sports, these coverage options ensure you can fully embrace the season without worrying about the unforeseen.

If you're interested in learning more or have questions about these insurance options, please don't hesitate to reach out. Your safety, well-being, and peace of mind are our top priorities at NZ Advice Group. We're here to provide you with the information you need to make informed decisions and enjoy a summer free from concerns.